No-Fault/Car Accidents

No-Fault, also called Personal Injury Protection (PIP), is designed to pay promptly, regardless of who is at fault or whether there was any negligence, for economic losses to the driver and all passengers injured in your car as well as any pedestrians injured by your car, because of its use or operation in New York State.

 

The purpose of No-Fault insurance is to restore individuals hurt in auto accidents to health and productivity as swiftly as possible.

 

No-Fault is a personal injury coverage and does not pay for auto body repair of your car or damage to any other party’s motor vehicle or other personal property. No-Fault is also primary to health insurance, which means it pays first in the event injury is due to an auto accident.

 

All pedestrians injured by motor vehicles in New York State are also protected by No-Fault.